Payment
Checks and money orders, I hate pay pal but will use if if you insist and YOU pay the pay pal fees. buyer pays for shipping and I handle the insurance side of it, greatly reducing your shipping cost
Shipping
Shipping is normally UPS Ground or Fed Ex ground saving unless otherwise requested by buyer. In this case the buyer pays for any overnight and express shipping.
Returns
Full cash refund if instrument does not check to be what I claim it to be.